A life insurance policy where the insured can choose where the cash value can be invested is called

What innate need identified by self-determination theory is described as freedom and discretion to determine what you want to do and how you want to do it?

What will be an ideal response?

During the recession, companies employed a variety of different tactics—two-tier pay scales,

forcing more productivity out of existing employees, reducing wages and benefits, hiring more short-term workers, and asking for givebacks—that effectively undercut union power. To which reason explaining the declining union movement does that statement apply? A) legislation solving some problems unions fought for B) competition in the global economy C) increased productivity in manufacturing jobs D) companies employing strategies to avoid unionization E) negative images of unions