A promise or an order becomes conditional if it refers to a different writing for a description of rights to collateral, prepayment, or acceleration

Companies should assign no portion of fixed overhead to self-constructed assets.

a. true c

The purpose of the laws regarding the replacement of life insurance and annuity contracts includes all of the following, except:

A. To protect the interests of life insurers and their agents. B. To reduce the opportunity for misrepresentation and incomplete disclosures. C. To assure the purchaser receives information to make an informed decision. D. To establish penalties for failure to comply with replacement requirements.