Hypermarkets are a hybrid retailing format combining the discounter, supermarket, and warehouse club approaches under a single roof

Which kind of insurance company is owned by individuals who buy shares but are not entitled to receive policy dividends?

A) Fraternal insurance company B) Stock insurance company C) Mutual insurance company D) Reciprocal insurance company"

The cash surrender value of a life insurance policy represents the payment to the insured's beneficiaries at the time of death.

a. true b. false