Underinsured motorist coverage provides first-party protection to an insured after an accident in which of the following situations?
a. The other driver has insufficient liability limits and is "at-fault".
b. The other driver has no insurance and is "at-fault".
c. The other driver has no insurance but is not "at-fault".
d. The insured driver has insufficient liability limits and is "at-fault".
Answer: a. The other driver has insufficient liability limits and is "at-fault".
Business
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