Purposes of life insurance policy reserves include which of the following? I. Legal test of the insurer's solvency II. Formal recognition of the obligation to pay future claims

A) I only
B) II only
C) both I and II
D) neither I nor II

Answer: C

Business

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A report which is based on creditworthiness and personal characteristics that influences an insurance applicant's eligibility for life and health insurance is called a(n)

A) MIB report B) consumer report C) agent's report D) medical report

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