5. According to some experts, most interviewers decide in the first four minutes whether there's a likelihood that you will (or won't) be a strong candidate for a job

All of the following are leading to relentless downward pressure on price, EXCEPT:

A. increasing competitive intensity B. product substitutability C. rapidity of technological innovation D. rapidity of technological change E. expense creep

Under which bond provision is the issuer required to retire portions of the bond issue prior to maturity?

A) call feature B) refunding provision C) subordination clause D) sinking fund feature