Homosexual marriages are illegal everywhere in the U.S

Bill the producer is collecting the initial premium on a health policy. Which of the following statements is true?

A) The contract is not in force without the initial premium being paid B) A partial initial premium is acceptable C) The insured has no advantage to pay the initial premium at the time of application D) A claim must be honored by the insurer even if an initial premium is not paid

A sales opportunity grid can be used in conjunction with category management

Indicate whether the statement is true or false