?Due to the limited range of input and interaction among participants, few companies believe that a joint application development (JAD) group does not produce the best definition of a new system.

All of the following are ways to create a digital version of a graphic EXCEPT:

A) transferring it from a digital camera. B) scanning it with a scanner. C) downloading it from the Internet. D) creating it in a computer program.

The _______________ factor is something the user knows, such as a user name, password, date of birth, social security number, etc.

Fill in the blank(s) with the appropriate word(s).