What two are sociocultural factors that influence consumer behavior?
reference groups
consumer lifestyle
preferred learning styles
social class
reference groups
social class
Business
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The gross premium for life insurance is equal to
A) the present value of the future death claim plus an expense loading. B) the present value of the future death claim less the sum of the premiums paid when death occurs. C) the present value of the future death claim less the present value of the expected dividends. D) the net premium less the expense loading.
Business
The one-year interest rate is 4%. The interest rate for a two-year security is 6%. The one-year
interest rate one year from now is 8.34%. According to the liquidity preference theory, the risk premium for the second one-year investment is A) 0.34%. B) 0.50%. C) 1.66%. D) 0.30%.
Business