________ are the transmission mechanism of software applications

What is the present value today of $150 that will be received in four years from now if the discount rate is 12%?

A) $76.03 B) $95.33 C) $116.90 D) $105.60 E) $83.39

All of the following are true of the income method of determining life insurance needs except it

A) is easy to use. B) does not consider your age. C) factors in the number of children in your family. D) doesn't figure in savings or investments.