In schedule rating, each building is individually rated on several factors. One factor refers to the quality of the city's water supply and fire department, and the risk control devices installed in the building. This factor is called

Pressure to meet budgeted results might lead employees to engage in _________________ or commit _______.

Fill in the blank(s) with the appropriate word(s).

When a married person dies intestate leaving a spouse and two children, their separate property is delivered:

a. equally among the children. b. only to the current spouse. c. one-third to the spouse and two-thirds to the children. d. by escheat to the state.