How much to contribute to a retirement plan should not depend on your

A salesperson who works for a broker who dies:

a. may continue working for up to 60 days or until another broker takes over the office. b. needs to close escrow on all pending transactions. c. may continue working if there is an office manager appointed by the broker with two years of management experience within the last five years. d. needs to stop real estate activity immediately.

Which of the following is the best driver to maintain an adequate supply of insurance at affordable prices?

A) Regulations B) Excluding high-risk applicants C) Excluding low-risk applicants D) Competition among insurers