When A lender calculate the loan applicants debt to income ratio, which of the following is not taking into account?

A. Property taxes
B. Student loan payments
C. anticipated cost of reroofing the house
D. Hazard insurance

Answer: C. anticipated cost of reroofing the house

Business

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Which company ranked number one in terms of ad spending in Europe in 2013?

A) General Motors B) Philip Morris C) Unilever D) Procter & Gamble E) Coca-Cola

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Which of the following plans is available to both firms with 10 or fewer employees and self-employed individuals?

A) SEP plan B) ESOP C) Keogh plan D) 403(b) plan

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