The repetition of marketing messages is not related to cultural beliefs and values

Which of the following statements pertaining to recurrent disabilities and disability income insurance is NOT correct?

A) A recurrent disability is one that the insured experiences more than once. B) A recurrent disability that falls outside of a specific time period may trigger a new elimination period. C) A second period of disability within a certain time frame will provide benefits immediately. D) A recurrent disability policy provision would have no effect on the payment of benefits.

If a real estate license is NOT renewed before it expires, the licensee is

A) allowed to complete transactions in progress. B) is allowed to finish transactions that are substantially complete. C) must cease all real estate activities. D) may act under authority of another agent's license for a period not to exceed 60 days.