______________________________ is a Web-based model of software distribution where multiple users may simultaneously use the software

Which of these is NOT subject to income taxation under a Modified Endowment Contract (MEC)?

A) Loan against the cash value B) Policy withdrawal C) policy dividend D) Death benefit

All of the factors listed below favor the use of probability sampling except (Table 11.5 in the text) ________

A) nonsampling errors are likely to be an important factor B) the nature of the research is conclusive C) the population is heterogeneous with respect to variables of interest D) highly accurate estimates of population characteristics are required