One advantage of financing with a mortgage or using a home equity loan is that the interest payments are

"If the weather holds and the utility service has correctly marked the location of the gas, telephone, and electric lines zigzagging across my property, I should be able to install the accent lighting in my back yard in an afternoon's time," the

it-yourselfer commented to his jealous (and skeptical) neighbor. The only reply he received was his neighbor's, "Good luck with all that, I remember reading somewhere that: A) Project scope is fixed once the planning period is completed." B) Normal conditions are rarely encountered." C) There are no truly external factors in project execution." D) Activity based costing shouldn't be used in a project of this scale."

Which of the following statements about a personal risk management program is (are) true?

I. Insurance and retention are the only techniques used to handle potential losses. II. The steps in a personal risk management process are the same steps used by businesses. A) I only B) II only C) both I and II D) neither I nor II