Which of the following clauses protects the insurers from intentional or unintentional material or informative misrepresentation from an insurance applicant?

Assume that a company is based in a country that has no taxes on dividends or capital gains. The company is considering either paying a special dividend or repurchasing its own shares. Shareholders of the company would have:

A. greater wealth if the company repurchased its shares. B. greater wealth if the company paid a special cash dividend. C. the same wealth under either a cash dividend or share repurchase program.

________ programs allow a business to test price-performance preferences and to evaluate its product's value on the basis of the business's competitive position

A) Harvest technique B) TURF analysis C) Discourse analysis D) Conjoint analysis E) SWOT analysis