A tendency towards disorder or randomness is called:

An example of economies of scale in the provision of financial services is

A) investing in a diversified collection of assets. B) providing depositors with a variety of savings certificates. C) hiring more support staff so that customers don't have to wait so long for assistance. D) spreading the cost of writing a standardized contract over many borrowers.

The current Social Security system works to the disadvantage of blacks primarily because the

a. average annual earnings of blacks are generally lower than other groups. b. average life expectancy of blacks is generally less than other groups. c. Social Security tax rates imposed on blacks are higher than those imposed on other groups. d. Social Security benefit formula is disadvantageous to blacks.