Ratings of video games are promulgated by which board:

Which term refers to rate, volume, and quality that interrupts or temporarily takes the place of speech and affects the meaning of a message?

a. chronemics b. oculesics c. proxemics d. paralanguage

Over the long term, which one of the following has historically had the lowest risk and lowest average annual rate of return?

A) common stock B) long-term government bonds C) real-estate D) corporate bonds