Which of the following has the second-highest share of online retail sales?

The major argument in favor of an optional federal charter for insurers is that

A) small insurers need a national charter to be competitive with large insurers. B) a federal charter will prevent insurer insolvencies. C) a federal charter will provide greater oversight of insurer market practices. D) national insurers are at a competitive disadvantage under the present system.

Which of the following is NOT one of the three prevalent approaches to coordination?

A) standardization B) mutual adjustment C) adaptation D) planning