Which of the following best describes a misunderstanding?
A) a failure to ask enough probing questions to identify a problem
B) a failure to agree even when both sides understand each other
C) a failure to accurately understand the other person's point
D) an inability to reach a win-win agreement
E) an inability to negotiate across cultures
C
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Which of the following statements about fraternal benefit societies is NOT correct?
A) They are exempt from the licensing requirements if they provide insurance benefits to their members only. B) They are nonprofit societies that have a representative form of government. C) They do not have capital stock. D) They operate on a lodge system."
Determining the APR for federal truth-in-lending purposes is more complicated for an adjustable rate mortgage (ARM) loan than for a fixed rate mortgage loan.
a. true b. false