Given a time period, an interest rate, and a future value, a person could solve for a present value

Able purchases Blackacre from Baker using a land sales contract. Baker records the contract. Six months later, Able fails to make payments as provided in the agreement. Able abandons the property and leaves the state and Baker is unable to locate him. In order to remove the cloud on the title, Baker must:

a. execute a quitclaim deed in favor of Able. b. institute a quiet title action. c. effect a trustee sale of the property. d. none of the above.

Which company is the focus of "When Ethics Drive a Change is Strategy"?

a. Bank of America b. Merrill Lynch c. Citigroup d. Chase Manhattan