Which federal law requires originators to use their best judgment in determining demographic information on a borrower if the borrower does not provide the information voluntarily?

a. CRA
b. HMDA
c. TILA
d. RESPA

Ans: b. HMDA

Business

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Serengeti's long-term plans include the development of lenses that, in addition to protecting users from UV rays, will also have effective water-sheeting action to reduce lens spotting. The target market for this new feature will be people who fish. Serengeti has determined that fishing is one of the fastest growing sports in the United States. In terms of a SWOT analysis, Serengeti has recognized a market ________. A) weakness B) strength C) threat D) opportunity E) mix

Business

Flowcharts use distance, but not time, to show the movement of material, product, or people through a process

Indicate whether the statement is true or false

Business