Precosting is based on the:

Managers of virtual teams can increase trust among members by: (Choose all that apply.)

A. scheduling more high-end email and electronic bulletin boards. B. scheduling off-site social encounters. C. sending training memos on trust building. D. scheduling periodic face-to-face meetings. E. scheduling an initial face-to-face meeting as soon as possible.

All of these are valid policy dividend options for a life insurance policyowner EXCEPT

A) cash outlay to the policyowner B) accumulate without interest C) reduction in policy premium D) buy additional insurance coverage