American companies want their managers to have a basic knowledge of international business

The stage in the new product process that occurs first and has a pass ratio of 1:4 is the ________ stage

A) idea screening B) product development C) test marketing D) product soft launch E) concept testing

Prior to passage of the Affordable Care Act, insurers could go back to the date a health insurance policy became effective and render the policy void due to a clerical error

This practice, which is prohibited under the Affordable Care Act except in cases of fraud or intentional misrepresentation of a material fact, is called A) estoppel. B) retention. C) rescission. D) reformation.