A dinnerware retailer plans retail operating expenses to be 38 percent of sales, a net profit margin of 5 percent of sales, and retail reductions to be 10 percent of sales. Its required initial markup needs to equal 48 percent

Sex plus discrimination can involve gender plus ________

a) homosexual lifestyle b) small children c) elderly parents d) b&c e) all

Which of the following statements about automobile insurers that specialize in insuring high-risk motorists with poor driving records is (are) true?

I. The actual premium paid by an applicant is set by the federal government and is independent of an applicant's driving record. II. The coverages available may be more limited than those written by insurers in the standard market. A) I only B) II only C) both I and II D) neither I nor II