Our merchandise balance of trade has been negative since the year

Which of the following is not a major role of financial institutions?

a) It seeks to minimize interest rates that it pays to savers. b) It seeks to diversify assets to reduce risk. c) It seeks to minimize transaction costs. d) It seeks to minimize information costs.

All of the following are examples of public goods except

A) clean water systems. B) stock of knowledge in the public domain. C) crime prevention. D) broadcast television with commercials.