Under the ULB, only banks can become holders of an endorsement for collection

The employees at the Waycliff Foundation are continuously conducting research on ways to improve facilities and benefits for the impoverished children they care for. They then implement the ideas resulting from their research. This is an example of _____.

A. brand alignment B. continuous learning C. employee engagement D. performance management E. expert systems

In making new real estate loans, institutional lenders often charge a fee for expenses incurred for such items as document preparation and related work. The fee charged is often a percentage of the face amount of the loan, and is referred to on the borrower's closing statement as a:

A: Prepayment fee; B: Mortgage loan broker's fee; C: Loan discount fee; D: Loan origination fee.