To simplify and speed up the home-buying process, you should first make a verbal offer to see if the seller is willing to take the price you are willing to offer

An agent's commissions for controlled business must not exceed what percentage of annual commissions to avoid the conclusive presumption that the license was obtained for the purpose of writing controlled business?

A) 30%. B) 50%. C) 25%. D) 10%.

Given an identical contract rate, which of the following methods for determining finance charges provides the smallest monthly payment on an installment loan?

A) Simple interest method B) Discount method C) Add-on method D) The monthly payment is the same under all three methods listed above.