During employment wearing a gold cross which can be seen by others is permissible

In a real estate purchase contract, the liquidated damages clause is initialed and the buyer defaults. The deposit will be:

A: No more than 3% of the selling price or the amount of the deposit, whichever is less; B: Used to pay any escrow expenses and the balance returned to the buyer; C: Divided equally between the seller and the listing agent; D: Given to the seller when escrow is opened.

During which phase of the listening process will the listener's culture pose the biggest challenge?

A) Receiving B) Decoding C) Remembering D) Evaluating E) Responding