________ is a selection method where the elements are selected sequentially. It explicitly incorporates prior information about population parameters as well as the costs and probabilities associated with making wrong decisions

During the accumulation period of a deferred variable annuity, the value of the individual account rises or falls based on

A) the variable premiums B) the insurer's expenses C) the number of annuitants D) the investment results

Hygiene factors are part of ________ theory of motivation.

a. Maslow. b. Taylor. c. McGregor. d. Treybig. e. Herzberg