Your goals as a speaker are to make listeners understand, remember, and act on your ideas

A credit-based score that insurers claim is highly predictive of future claims costs is an individual's

A) combined ratio. B) loss ratio. C) insurance score. D) underwriting score.

In a ________ corporation, the voting stock is held by a small number of individuals and is very thinly or infrequently traded

A) public B) private C) narrow D) cautious public E) closely-held