Which of the following are steps that managers can take to ensure that there is enough tolerance of deviance in the group? (Choose all that apply.)
-Encourage the group to decrease the amount of diversity on the team.
-Encourage the group to periodically assess the appropriateness of existing norms.
-Be a role model in accepting a certain level of deviance.
-Let group members know that there is always room for improvement and thus it may be necessary to replace existing norms.
-Encourage the group to periodically assess the appropriateness of existing norms.
-Be a role model in accepting a certain level of deviance.
-Let group members know that there is always room for improvement and thus it may be necessary to replace existing norms.
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The matching principle
a. requires that all credit losses be recorded when an individual customer cannot pay. b. necessitates the recording of an estimated amount for bad debts. c. results in the recording of a known amount for bad debt losses. d. is not involved in the decision of when to expense a credit loss.
Confidence Bank has made a loan to Risky Corporation. The loan terms include a default risk-free borrowing rate of 8 percent, a risk premium of 3 percent, an origination fee of 0.1875 percent, and a 9 percent compensating balance requirement. Required reserves at the Fed are 6 percent. What is the expected or promised gross return on the loan?
A. 11.19 percent. B. 11.90 percent. C. 12.29 percent. D. 12.02 percent. E. 12.22 percent.