State the prohibited practices under the Telephone Consumer Protection Act of 1991
What will be an ideal response?
The Telephone Consumer Protection Act of 1991 restricts the activities of telemarketers and bans certain interstate telephone sales practices altogether. Some of the prohibited practices include:
a. Calling a person's residence at any time other than between 8:00 a.m. and 8:00 p.m.
b. Claiming an affiliation with a governmental agency at any level when such an affiliation does not exist
c. Claiming an ability to improve a consumer's credit records or to obtain loans for a person regardless of that person's credit history
d. Not telling the receiver of the call that it is a sales call
e. Claiming an ability to recover goods or money lost by a consumer
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A standard policy of title insurance covers
A. unrecorded mechanics' liens. B. instruments outside the chain of title. C. easements that are not a matter of public record. D. none of these.
If a broker arranges a sale to a minor and the minor later disaffirms the purchase agreement, the broker could be liable to the seller:
A. for all of the minor's actions B. unless the seller was related to the minor C. if the minor's actions were fraudulent D. for the damages suffered