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Who must receive a Notice of Right to Cancel in a refinance transaction?

a. Anyone with ownership interest in the property b. Only parties who are signing the mortgage c. Only parties with 51% or more ownership in the property d. Only the primary borrower

A listing agreement was signed by an attorney in fact on behalf of the seller. This is a binding contract only if,

a. the seller was unable to sign her name on the contract was executed. b. The board of directors has authorized sale at the property. c. The property is non-residential. d. The power of attorney authorize the sale of the property.