The major change in American labor markets this century is

A) the steady rise of the unemployment rate.
B) the steady rise of the employment rate.
C) the increase in the labor-force participation rate.
D) the increase in the female labor-force participation rate.

D

Economics

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Mr. Garrison has recently obtained a bank card from South Park National Bank. Excited about the concept of using a little plastic card to get money from a machine, he quickly runs down to the nearest ATM and withdraws $500. This action has

A) reduced the bank's required reserves by $25 assuming the reserve ratio is 5 percent. B) reduced the money supply by $500. C) increased the money supply by $500. D) not changed the money supply.

Economics

Depositors do not check their banks carefully for stability anymore, because of the Federal deposit insurance program. This illustrates the problem of:

A. Adverse selection B. Externalities C. Moral hazard D. Public goods

Economics