What does the MARS Rule say about mortgage assistance providers' right to collect a fee?

a. Fees are permitted, but only from the lender
b. Fees are permitted up front, but only if full disclosures are made to the client
c. Fees are permitted, but not until a written agreement exists between the consumer and the lender
d. Fees are not permitted

Ans: c. Fees are permitted, but not until a written agreement exists between the consumer and the lender