What modern American ceremony would come closest in intent to a Native American potlatch?

A bank is negotiating a loan. The loan can either be paid off as a lump sum of $80,000 at the end of four years, or as equal annual payments at the end of each of the next four years. If the interest rate on the loan is 6%,

what annual payments should be made so that both forms of payment are equivalent? A) $14,630 B) $18,287 C) $25,602 D) $29,259

Unenforceable conditions or contract clauses and adversarial relations are risk conditions associated with the project _____ management knowledge area

a. integration b. quality c. procurement d. human resources