The insurance business enjoys a statutory exemption from antitrust laws

Which of the following would not be an essential element for a prescriptive easement:

A: Payment of taxes and assessments for a period of five years; B: Open and notorious use for five years; C: Use must be hostile to the owner; D: There must be some claim of right.

The add-on clause on a consumer loan

A) allows you to add on additional loans at the existing rate on your current loans. B) allows the creditor to add on additional interest when the market rate of interest rises. C) allows the lender to repossess all goods purchased with the original loan even though your total payments may have been enough to cover an earlier purchase. D) allows you to extend the term of the loan by adding on additional installments.