Surplus lines brokers are authorized to place coverage with nonadmitted insurers.

A learning culture creates the conditions in which managers

A. encourage experimentation. B. ensure rigidity. C. help sustain the status quo. D. encourage groupthink. E. demonstrate a high degree of risk aversion.

A lamp that is supplied electricity at a voltage higher than its rated voltge:

a. will likely be a floor lamp b. will have reduced life c. will have an increased life d. will be easier to clean