Ethical standards tend to filter down from the top of a business organization

All of the following are characteristics of health saving accounts (HSAs) EXCEPT:

(a) Contribution to a qualified HSA are income tax deductible (b) There is no annual contribution limit to an HSA (c) HSAs are used in conjunction with a high deductible health plan (d) HSA investment income accumulates income tax-free and distributions are tax-free if used to pay qualified medical expenses

Behavioral approaches for dealing with risk include scenario analysis and simulation

Indicate whether the statement is true or false