________ markets transfer funds from people who have an excess of available funds to people who have a shortage

A bank's revenue comes from all of the following EXCEPT

A) interest earned on vault cash. B) fees for services provided. C) interest on loans. D) interest on securities.

Clothing retailers have faced greater competition in recent years as more firms have entered the clothing market. Some of the competition has come from foreign competitors, but much of it is domestic competition

As a result there is much competition in markets for many types of clothing and A) individual buyers and sellers cannot affect the market price because it is determined by the market forces of demand and supply. B) there are no other implications. C) firms have a great degree of flexibility in pricing their products because these products can be sold at a high profit level. D) there are relatively few buyers and sellers in the market, and one individual firm can determine the market price.