In 1973, in Roe v. Wade, the Supreme Court employed a(n) ________ test

Which statement describes the role that derivatives trading played in the recent housing market bubble?

a. "Deriving" their value from real estate speculation, derivatives created a volatile value system. b. Derivatives fluctuate widely in value, which led many investors to buy, only to lose large sums upon downward fluctuation. c. Derivatives forced many banking institutions to sell or close, condensing the control of the finance industry into a few small hands. d. Derivatives became so complex that no one could understand them, which masked losses and made assets extremely difficult to evaluate.

Under President Clinton, the Welfare Reform Act of 1996

a. required states to supply most of the funding for entitlement programs. b. granted greater responsibility to the states by allowing them broad flexibility in determining eligibility for cash aid. c. ended the federal role in assistance to the TANF program. d. resulted in higher inflation due to increase unemployment.