Which of the following types of annuity payout options guarantees, as a minimum, the payout of the entire annuity principal amount?

If actual direct materials costs are greater than standard direct materials costs, it means that

a. the actual unit price of direct materials was greater than the standard unit price of direct materials. b. the purchasing agent or the production foreman is inefficient. c. actual costs were calculated incorrectly. d. the actual unit price of raw materials or the actual quantities of raw materials used was greater than the standard unit price or standard quantities of raw materials expected.

________ refers to consumer or other respondent panels that are set up by marketing research companies for the explicit purpose of conducting online surveys with representative samples

A) Random online intercept sampling B) Invitation online sampling C) Online panel sampling D) Systematic online sampling E) Snowball sampling