What type of an attack poisons a network or computer to the point where the system is rendered unusable?

Helena has not paid her insurance premium for a significant amount of time. Which of the following is likely to happen in this scenario?

a. Her policy will be "voided to inception". b. Her policy will be suspended. c. Her policy will be voided. d. Her policy will be cancelled.

What do insurers offer as an optional benefit to guard against inflation with disability policies?

A) A guaranteed insurability rider B) A cost-of-living (COLA) rider C) A future increase option (FIO) rider D) An AD&D rider