What is the approximate standard deviation of returns if over the past 4 years, an investment returned 8.5%, -11.5%, -11.5%, and 14.0%?

The Dow Jones Corporate Bond Indexes is based

A) the yield to maturity of bonds in the index. B) annual rates of return and assume the bonds were purchased one year ago and sold today. C) the interest rates offered on a sample of newly issued bonds. D) the closing prices of bonds in the index.

Which of the following permits employees to make yearly selections to largely determine their compensation package by choosing between taxable cash and numerous benefits?

A) employee stock option plans B) customized benefit plans C) health savings accounts D) flexible spending plans