The specialty of Lloyd's of London is

Human capital can be increased through

A) investment in new technology. B) decreases in population. C) investment in new machinery. D) education, on-the-job training, and work experience. E) increasing the nation's production of consumption goods.

The difference between "saving" and "savings" is that

A) saving is done by households and savings by businesses. B) saving is undertaken as a precaution against unemployment and savings are undertaken to increase investment spending. C) savings are the result of past and current saving. D) saving is placed in financial institutions such as banks, while savings are kept at home by people.