Of the three methods by which finance charges may be calculated on outstanding credit card balances, the least favorable to the cardholder is the ________ balance method

The current cash debt coverage ratio is often used to assess

a. financial flexibility. b. liquidity. c. profitability. d. solvency

________ threats are specifically designed to overcome prevention measures and seek the most vulnerable point of attack

A. Human-caused B. Technical C. EMI D. Environmental