The active cooperation of firms within an industry to reduce output and raise prices to get around the normal law of supply and demand is referred to as

A nonparticipating policy will

A) provide a return of premium B) provide tax advantages C) not pay dividends D) give policyowners special privileges

The PCAOB's AS No. 3, Audit Documentation, requires that a complete and final set of audit documentation be assembled for retention as of a date no more than 45 days after the audit report release date. After that date, audit documentation may

a. Be deleted or discarded, but no information may be added b. Be added, but no audit documentation may be deleted or discarded c. Not be deleted, discarded, or added d. Be deleted, discarded, or added as necessary