The obligation for compensated absences should be valued at known future wage rates

The increasing number of Spanish-speaking consumers in many areas of the United States is an example of

A. An environmental force that can constrain other organization's ability to pursue certain marketing strategies or activities B. Environmental variables and changes in those variables over time, helping to determine the ultimate success or failure of marketing strategies C. Changes in the environment creating new marketing opportunities for an organization D. Environmental variables affected or changed by marketing activities E. None of the above

Examples of financial services that became practical realities as the result of new computer technology include

A) credit cards. B) electronic banking facilities. C) checking accounts. D) all of the above. E) only A and B of the above.